Can I have a rant first and then maybe I shall be able to enjoy writing the rest of this post?
Two words ….Bank Charges.
In this time when most are feeling the pain of loosing jobs or, in my case, previously spending too much on plastic and using the over draft to its limit …I find that the banks are squeezing every last penny they can, out of us. I know it was my fault that I spent too much …I didn’t have to, but it was the bank that upped and upped my limits and “I’m just a girl who can’t say no” lol. I wouldn’t have asked for more but when its just handed to you on a plate …for being a good customer and paying on time, well ………!?
What happened was, I wrote a cheque and I was £3 short when it was cashed at the other end …I transferred some money the following morning and hoped I might get away with it but at least my direct debits would be covered …due out that day. I checked the account a few days later and everything seemed fine …only that one blip. How stupid am I ???? I received a letter saying that …in total …I am being charged £140 for the privilege of going over by £3. I phoned and had it all explained … even though it showed that the transfer had paid the direct debits. …because the money had not been there the night before and I was over drawn at that moment …it was counted as though there was no money!!!!!!! After a long conversation about keeping a better track on things by checking daily on the net, he said …as a one off … and as I had never asked before …he could cancel the charges for the two I was angriest about (not his actual words lol) …just this once mind … so £70 is not going to be charged and the cost of not keeping track is ONLY £70 …. Yeah. I am so angry with myself as I struggle so hard to save £1 here and 50p there …well ….. enough of all that self-pity.
This morning …quite late …I found that the bush out side the kitchen window was covered in tiny gossamer hammocks. These delicate structures had captured the raindrops as they fell from the clouds over head. I wanted to believe that it was the work of fairies and that they had run for cover before they were able to dismantle their beds or their beautifully beaded curtains. Alas … reality and common sense convinced me that all this beauty had been created by two kinds of industrious spiders. I grabbed the camera ...left a pan of meat ball sauce simmering and ignored the drizzle .... I had to capture the scene.
I love this ...the way the droplets sit like glass beads
Hope you too can see the magic I saw.
I finally finished the first of the LO's and have almost finished the next ...but I have had some disasters on the way .... like getting ink on the photo and miss spelling things. Thankgoodness the photo was a copy ...I shall replace it later with a new one. I have also been writting up the story behind them so hopefully I will get DD to photograph them, asap, and I will get them on here.
Sorry about the moans ...will try to be cheerful next time.
Take Care xx